Broker Check

Services


How We Serve Our Clients

VyStar Investment Services is a full-service brokerage firm offering holistic financial planning. We want to meet you where you are in life, no matter what stage you are in. Our experience and resources are at your disposal so that you can receive complete and reliable financial advice. We want to build a lasting relationship with our members so that we can be there as your partners through each step of your journey.

Whether you’re just starting out in your career, planning for retirement, growing your family or owning a business, we have your back. Our services are customized to each individual we work with because you deserve treatment as unique as you are. We want to do all we can to help you reach your goals.

Our Services

Early Career/Recent Graduates

You are a young professional who is just getting started on your financial journey.


Goal Setting & Financial Planning

Guided Wealth Portfolios

IRAs & ROTH IRAs

Stocks, Bonds, ETFs, Mutual Funds

Take the Leap!

Building a Family

You are at a transformative moment in your life where your priorities shift as more people come to rely on you.

Comprehensive Financial Planning

College Savings & 529 Plans

Portfolio & Investment Management

Life & Long-Term Care Insurance


Plan for the Future!

Empty Nesters

You have raised your family and they are now all starting lives of their own. Time to regroup and focus on your future and if you’re ready for retirement. 

Comprehensive Financial Planning

Legacy & Estate Planning

Retirement Planning

Life & Long-Term Care Insurance

More space, more saving!

In Retirement

Your financial outlook shifts once again as you enjoy the retirement you worked hard to create and think about the financial legacy you may choose to leave behind. 


Legacy & Estate Planning

Strategic Income Planning

Social Security Planning

Tax-Efficient Investment Strategies

Plan. Save. Play!

Advisory vs. Brokerage: Which One is Right for You?

At VyStar Investment Services, we offer two primary relationship or account types: Advisory and Brokerage.  Based on your goals & objectives, one account type may be better suited for your needs. 

A Brokerage relationship is often referred to as a transaction-based relationship.  In most cases, we provide recommendations to you on specific investments, but you make the final investment decisions for your account. We also have a program available through a limited number of financial institutions in which you make investment decisions on your own without any recommendations from us.

Brokerage accounts are often better suited for do-it-yourselfers who do not feel a need for the ongoing advice & guidance, or for those who have a buy-and-hold strategy and do not foresee themselves trading on a regular basis.  In addition, for investors who are just staring out or have smaller balances, this relationship may be the most cost-effective for you vs an advisory relationship. 

In an Advisory Relationship, the client’s fees are based on the funds being managed, sometimes called a wrap-fee or asset-based fee.  We’ll typically monitor accounts, and specific investments within accounts, on an ongoing basis to align with your investment goals. 

Advisory relationships are great for investors with more complex holdings, who trade frequently or need frequent rebalancing.  For investors who want to take advantage of financial planning services, the advisory relationship may be best suited – allowing their financial professional to act as their fiduciary and for the relationship to extend beyond the transaction.  The client and their financial professional can take a deeper dive into their planning needs with estate & legacy planning, life and long-term care planning, succession planning for businesses, all included in the asset-based fee.

There are pros and cons to each choice, and the best advice is to find a trusted advisor to work with who is putting you at the center of their decisions. 

No matter where you are in your financial journey, we have an appropriate, cost-effective solution to meet your needs. 

Take Control of Your Financial Situation

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