Empty Nesters

The Kids Are Out Of The House And You Have Dreams Of Your Own

You have worked hard to raise a great family, and now your children are off starting lives, jobs, and families of their own. Not only should you be proud of them, but you should also be proud of yourself. You raised them and provided for them in order to set them up for success all while building your own career. And now your priorities have shifted once again, this time to your retirement.

Many people fear outliving their assets and not being able to support themselves in their retirement. But you can be ready for what is next. With the power of education and the support of our experienced professional advisors, we can help you navigate this stage of your financial journey and help you prepare for what awaits you. 

Now it's time to focus on your goals:

  1.  Home is where the heart is.  What does your retirement home look like?
           - Do you stay in your current space?
           - Do you downsize?
           - Do you sell everything and get an RV?

  2.  Reassess your insurance coverages – life insurance, disability coverage, long-term care insurance policies.

  3.  Give your health insurance plans a check-up!  Do they still cover your needs?

  4.  Check on your retirement plan contributions.  With an empty nest, does that free up more money to contribute?

  5.  Evaluate your current portfolio risk.  If you’re nearing retirement, speak to your financial advisor about reducing market risk.

  6.  Review or prepare Estate plans where applicable.

  7.  Confirm you have beneficiary designations on deposit and investment accounts.

  8.  Review your most-recent social security statements.

Here are some things to Consider:

Tax Rules When Selling Your Home

Tax Rules When Selling Your Home

The tax rules governing profits you realize from the sale of your home have changed in recent years.
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You’ve made investments your whole life. Work with us to help make the most of them.
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How We Can Help You

How We Can Help You

You could also start planning for your later days. While long-term care may not be at the forefront of your mind, planning for it before you retire could save you and your family a lot of money and stress. Our tools and expertise can help you find the right coverage to ensure that you have the care you need when you need it.

Together, we can make sure you are ready for the next stage of your life.